What is Vishing?

VISHING is a fraudulent technique that includes the use of Voice Over Internet Protocol (VOIP) to convince people to interact with a legitimate business, so they transmit personal data. Consumers can take a number of steps to protect themselves from attempts at Vishing and a number of public security organizations, as well as financial institutions, provide people with information about this tactics and how to avoid being a victim. The number and names that are related to it can be changed with some programs, allowing fraudsters to make their calls to come from a real institution. Because VoIP is cheap, fraudsters can dial hundreds or thousands of numbers at the same time. When they make contact, they inform the person at the other end that the account has been endangered and asks to verify information as account numbers and personal identification numbers. The phone number is dialing to the VOIP account, which usually uses a recording to call the caller to send your account information and other data. Regardless of which method is used as soon asThe data is collected, Visher can use for various illegitimate transactions.

Vishing can be used in identity theft, fraud intended to clean bank accounts and other activities. It uses the fact that while many consumers are more cautious about e -mail, thanks to extensive campaigns to raise public awareness, many people trust phones, especially fixed phones. It is assumed that the telephone service is associated with the physical address and the actual Persna that the telephone company can charge, so people often assume that phone calls are legitimate.

One of the best ways to avoid fraud Vishing is always to call a financial institution directly using the number listed in the account documentation. If a telephone call from someone who claims to represent a bank, a credit card or other institution, the customer should explain that he is about to hang up and diala direct institution number. If the caller is legitimate, the customer can be provided with the name and extension of the caller so that the customer can skip the waiting call. If e -mail is accepted, which declares that it comes from a financial institution rather than answering the link in the e -mail or calling the phone number listed in the e -mail, the customer should call directly using the number printed on commands.